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Financial concepts to financial attitudes & behaviors of third year home economics students/ Cherry Mae V. Estrada, Camila L. Fruelda, and Arabella M. Gabriel.--

By: Contributor(s): Material type: TextTextPublication details: Manila: Technological University of the Philippines, 2025.Description: xi, 93pages: 29cmContent type:
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  • BTH TX 145  E88 2025
Dissertation note: College Of Industrial Education.-- Bachelor of science in industrial education: Technological University of the Philippines, 2025. Summary: This research aims to explore how third-year home economics students at the Cuenca campus of the Technological University of the Philippines view financial concepts, their attitudes, and behaviors regarding finances. The main goal is to see how financial literacy impacts choices in spending, saving, and budgeting. To gather insights, a structured questionnaire was given to 26 participants as part of a descriptive-correlational study. The results showed that students who grasp financial concepts tend to adopt more responsible attitudes and behaviors towards money. In particular, those who value budgeting and keep track of their spending are better at managing their resources effectively. Additionally, the study founded that the students with higher financial literacy often demonstrate improved long- term decision-making and planning skills to managing their finances. This report underscores the significance of financial education in equipping students to make informed financial choices, ultimately leading to greater financial independence and stability. The research suggests that adding financial management courses to the curriculum could provide students with valuable skills for both their personal and professional lives. Future research should look into the long-term effects of financial literacy programs on students' financial behaviors. The Pearson r result was .936, with a p-value of .000.
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Bachelor's thesis

College Of Industrial Education.--
Bachelor of science in industrial education: Technological University of the Philippines,
2025.

Includes bibliographic references and index.

This research aims to explore how third-year home economics students at
the Cuenca campus of the Technological University of the Philippines view financial
concepts, their attitudes, and behaviors regarding finances. The main goal is to
see how financial literacy impacts choices in spending, saving, and budgeting. To
gather insights, a structured questionnaire was given to 26 participants as part of
a descriptive-correlational study. The results showed that students who grasp
financial concepts tend to adopt more responsible attitudes and behaviors towards
money. In particular, those who value budgeting and keep track of their spending
are better at managing their resources effectively. Additionally, the study founded
that the students with higher financial literacy often demonstrate improved long-
term decision-making and planning skills to managing their finances. This report
underscores the significance of financial education in equipping students to make
informed financial choices, ultimately leading to greater financial independence
and stability. The research suggests that adding financial management courses to
the curriculum could provide students with valuable skills for both their personal
and professional lives. Future research should look into the long-term effects of
financial literacy programs on students' financial behaviors. The Pearson r result
was .936, with a p-value of .000.

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