Financial concepts to financial attitudes & behaviors of third year home economics students/
Cherry Mae V. Estrada, Camila L. Fruelda, and Arabella M. Gabriel.--
- Manila: Technological University of the Philippines, 2025.
- xi, 93pages: 29cm.
Bachelor's thesis
College Of Industrial Education.--
Includes bibliographic references and index.
This research aims to explore how third-year home economics students at the Cuenca campus of the Technological University of the Philippines view financial concepts, their attitudes, and behaviors regarding finances. The main goal is to see how financial literacy impacts choices in spending, saving, and budgeting. To gather insights, a structured questionnaire was given to 26 participants as part of a descriptive-correlational study. The results showed that students who grasp financial concepts tend to adopt more responsible attitudes and behaviors towards money. In particular, those who value budgeting and keep track of their spending are better at managing their resources effectively. Additionally, the study founded that the students with higher financial literacy often demonstrate improved long- term decision-making and planning skills to managing their finances. This report underscores the significance of financial education in equipping students to make informed financial choices, ultimately leading to greater financial independence and stability. The research suggests that adding financial management courses to the curriculum could provide students with valuable skills for both their personal and professional lives. Future research should look into the long-term effects of financial literacy programs on students' financial behaviors. The Pearson r result was .936, with a p-value of .000.