Evaluating Financial Risk Level Of Fourth-year Students From College Of Liberal Arts At The Technological University Of The Philippines Manila/ Franchising Vs. Start-up Business: Sandra Hazel T. Abaya, Dennisse Anne C. Cutamora, Jonalyn Riem B. Narvasa, Shawn Kenneth H. Reyes, Felixander A. Sembrano and Noriel G. Unicruz.--

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Abaya, Sandra Hazel T [author]

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Material type: Text

TextPublication details: Technological University Of The Philippines, Manila. 2025Description: x, 96 pages. 29 cmContent type:

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BTH HD 28 A23 2025

Dissertation note: College of Liberal Arts.-- Bachelor Of Science In Business Administration Major In Industrial Management: Technological University Of The Philippines, Manila. 2025 Summary: The focus of this study is to determine the financial risk levels of students from Manila City, Philippines, during the academic year 2024-2025 to guide their decisions on franchising or starting up a business. The researchers identified the respondents' demographic profiles and examined their financial risk levels related to franchising and starting up a business. Additionally, the study assessed the strategies used to manage financial risks and determined whether a significant difference exists in financial risk levels between these two options. A quantitative research method and descriptive design were employed. Data were collected through survey questionnaires distributed via Google Forms to 200 fourth-year students from the College of Liberal Arts (CLA) at the Technological University of the Philippines (TUP) Manila. A purposive sampling technique was applied. Simple percentage was used for respondent profiles, Weighted mean for interpreting financial risk levels and strategies, and the Mann-Whitney U test to evaluate significant differences. The findings reveal financial risk factors and strategies, with most respondents preferring start-ups over franchises. Financial risks include tax increases, inflation, and financial literacy gaps, rated as "high." To address these, respondents use strategic tools such as SWOT, PESTEL, and SMART goals, with SMART goals being the most effective. Start-up respondents feel more impacted by financial literacy gaps than franchise respondents. A significant difference exists for financial literacy gaps, while no significant difference was found for tax increases and inflation. These findings underscore the importance of enhanced business education and financial management skills to prepare entrepreneurs for business difficulties. Keywords: Financial Risks, Start-ups, Franchising, Business Education, Financial Literacy

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Holdings
Item type	Current library	Shelving location	Call number	Copy number	Status	Date due	Barcode
Bachelor's Thesis CLA	TUP Manila Library	Thesis Section-2nd floor	BTH HD 28 A23 2025 (Browse shelf(Opens below))	c.1.	Not for loan		BTH0005862

Bachelor's thesis

College of Liberal Arts.-- Bachelor Of Science In Business Administration Major In Industrial Management: Technological University Of The Philippines, Manila. 2025

Includes bibliographic references and index.

The focus of this study is to determine the financial risk levels of students from Manila
City, Philippines, during the academic year 2024-2025 to guide their decisions on
franchising or starting up a business. The researchers identified the respondents'
demographic profiles and examined their financial risk levels related to franchising and
starting up a business. Additionally, the study assessed the strategies used to manage
financial risks and determined whether a significant difference exists in financial risk levels
between these two options. A quantitative research method and descriptive design were
employed. Data were collected through survey questionnaires distributed via Google
Forms to 200 fourth-year students from the College of Liberal Arts (CLA) at the
Technological University of the Philippines (TUP) Manila. A purposive sampling
technique was applied. Simple percentage was used for respondent profiles, Weighted
mean for interpreting financial risk levels and strategies, and the Mann-Whitney U test to
evaluate significant differences. The findings reveal financial risk factors and strategies,
with most respondents preferring start-ups over franchises. Financial risks include tax
increases, inflation, and financial literacy gaps, rated as "high." To address these,
respondents use strategic tools such as SWOT, PESTEL, and SMART goals, with SMART
goals being the most effective. Start-up respondents feel more impacted by financial
literacy gaps than franchise respondents. A significant difference exists for financial
literacy gaps, while no significant difference was found for tax increases and inflation.
These findings underscore the importance of enhanced business education and financial
management skills to prepare entrepreneurs for business difficulties.
Keywords: Financial Risks, Start-ups, Franchising, Business Education, Financial
Literacy

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